Don’t Make Yourself a Target for Car Thieves

Although car theft in the United States decreases slightly every year, it’s still a significant problem. According to the Insurance Information Institute (III), the U.S. motor vehicle theft rate in 2007 was 363.3 per 100,000 people. Every 28.8 seconds a car is stolen (2008 FBI data). Theft of components is also a problem, with 75,000 stolen airbags a year reported by the III. The problem is worst in urban areas. The South and West each account for about 36 percent of all car thefts in the country. Taken together, these two regions were the scene of nearly three-quarters of motor vehicle thefts in the United States.

Although vehicle theft has been decreasing every year since 2006, only 59% of stolen vehicles were recovered last year, according to the National Insurance Crime Bureau. Car theft is a major problem that can leave you without transportation while you deal with a time-consuming insurance claim. Here are some ways to reduce your chances of becoming a car thief’s next victim.

* Secure your car. The best antitheft device is standard equipment on all vehicles: lock your vehicle every time you leave it, even for a minute. Also be sure to close your car windows and sunroof before you get out and lock. Never leave your car with the motor running, even in your own driveway. Car theft is an opportunistic crime, and the sight of an unattended car sending out exhaust with no one in sight is too tempting for thieves.

* Be careful where you park. When you park at home, a locked garage is best, but the driveway is still safer than the street. Choose well-traveled, well-lit areas when parking away from home, for your own safety as well as to avoid vehicle theft.

* Avoid tempting thieves. Leaving an extra key somewhere in the vehicle or attached to the frame is asking to get your car stolen, because crooks know where to look. Your registration and insurance papers are another factor that can make a thief’s job that much easier–not only can he grab your car, but he can steal your identity. Instead, make copies of the papers and hand out a set to each person in your family that drives. Finally, don’t leave your valuables in your car while it’s parked. Many insurance companies have stopped paying claims for items like cell phones and music players that were stolen from vehicles, and they’re too great a temptation for thieves.

* Consider buying a car alarm or other vehicle protection device to save yourself the time and expense of dealing with the theft of your vehicle.

If you don’t have a lot of money to spend, the basic “Club” type of steering wheel lock gets good reviews by law enforcement officials and provides a visual deterrent to theft. Brake pedal locks can accomplish the same thing.

A car alarm is a highly effective way to chase thieves away from your car and alert law enforcement in the area. An alarm system is simply a sensing device attached to noisemakers like sirens and horns. Sophisticated alarm systems go beyond the basic door trigger switch found in low-end systems and use motion detectors, sound sensors that pick up the pitch of glass breaking, air pressure detectors that know when a car door is open, and even sensors that know when your vehicle is being driven up a ramp onto a thief’s flatbed trailer.

The kill switch is a relatively new development in vehicle security. These anti-theft devices work by keeping your car from starting unless you supply the correct inputs. Special ignition keys that release a radio signal to unlock your car’s starting system are especialy popular. Other lockout devices may disable your car’s fuel or electrical system while you’re away.

Tracking devices can use either the cars onboard GPS system or radiofrequency technology to track your cars whereabouts after its stolen and increase your chances of getting it back. Some insurance companies offer their customers discounts on tracking devices as well as a premium discount for using these technologies.

Certain vehicles are frequent targets for car thieves, especially high-end sport utility vehicles. The Cadillac Escalade and the Hummer were featured last year in an ABC News article on the most stolen cars in the U.S. Models among the least likely to be stolen are the Mercedes E Class, Buick Rainier and Subaru Forester.